The total for upgrading your house from start to finish in New Horizons is a whopping 5.696 million Bells. Upgrading your home to the max will take a long time and millions of Bells. After paying off a loan, you’ll be able to build the next house upgrade (while taking on a new loan). Before you can make your house bigger, you must speak to Tom Nook and get a loan. Then you’ll switch to Bells for all subsequent home loans and payments, which you make through the Nook Stop’s ABD. Tom Nook will accept Nook Miles as payment for your first loan (which covers your trip to the island and includes your tent). Moving to the island Animal Crossing: New Horizon house upgrades In this guide, we’ll teach you all about it. While there’s no rush to pay off your home loans, doing so allows you to expand your house - and create more room to fill with furnishings. The homes in Animal Crossing: New Horizons on Switch don’t stray from previous games: You get a house, and you get into debt to upgrade it.
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